ITIN Mortgage Program
Bienvenido a su hogar
Helping individuals and families achieve the blessings of homeownership is at the core of our mission at First Federal Bank. We’re proud to offer this mortgage program for non-resident aliens with individual tax IDs (ITIN) to purchase or refinance single-family or townhouse/duplex properties in the Greater Kansas City area!
Program Details
- Fixed-rate loan with various term options
- Minimum 620 FICO score
- Minimum down payment as low as 10.01%*
- Can use gift funds or down payment assistance
- Maximum loan amount of $484,350
- $500 credit at closing when you open a First Federal checking or savings account
- Purchase - You do not need to be a first-time homebuyer
- Refinance - Up to 80% LTV for rate and term, 70% LTV for cash-out
*All loans subject to credit approval. Certain restrictions may apply.