Your Home Holds the Key to New Possibilities
The equity in your home can get you funding for a needed improvement project, tackling high-interest credit card debt, or your next big dream. Unlock your equity with our low-intro-rate HELOC!
"Patrick was helpful with answering any questions and handled things quickly. I felt comfortable addressing any concerns we had with him and couldn’t be happier with the outcome."
-Brittainy M.
"Patrick was very helpful at helping me figure out the type of loan that would work best for me. Easy to communicate with and responds in a timely manner."
-Scott S.
"Patrick was very detailed in explaining all aspects of the HELOC loan to me. He answered all my questions and made sure I understood everything about this loan."
-Linda H.
Your Home. Your Equity. Your Possibilities.
With lower rates and home values rising, now’s an excellent time to use the equity you’ve built in your home. First Federal Bank of Kansas City’s flexible Home Equity Line of Credit can unlock your home’s equity for anything you might need.
Your home’s equity can help you pay for:
- Home improvement projects
- Consolidating debt
- College tuition
- Taking your dream vacation
- Making that big purchase
- Building wealth
- Anything you’d like!
Questions? Talk to us — no obligation, no pressure!
Unlock your home’s equity with our Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) offers flexibility like a credit card without the sky-high interest rates. Borrow against your home’s equity, with access to funds up to your approved limit.
Our HELOC features:
- Flexibility to borrow only the amount you need when you need it.
- Interest-only payments on the amount you borrow during the draw period.
- The option to lock in part of your loan with fixed monthly payments.
Intro rate as low as
5.49% APR1
for 12 months
As low as
8.25% APR1
after intro period
1Introductory APR of 5.49% is fixed for 12 months following account opening date. After the introductory period, the APR will vary for the remaining life of the loan based on the combined loan-to-value (CLTV), which as of 3/7/2025, ranged from 8.25% to 9.50%. Rate offer of 8.25% is based upon a CLTV of 70% or less. The APR will not exceed 15%. There is a minimum loan amount of $10,000 and a maximum CLTV of 90%. Subject to credit approval. Rates are subject to change without notice. Fees range between $200 and $2,000. Introductory Annual Percentage Rate (APR) of 5.49% available on new lines of credit only; introductory rate offer not available for refinances of existing First Federal Bank of Kansas City Home Equity Lines of Credit. Introductory rate offer valid until May 31, 2025.
*All loans subject to credit approval. Rates and terms may vary.