Loans

We offer a wide variety of loans for people looking to borrow for a home, home improvements and vehicles. For more detailed information on each type of loan, click below.

• Buy a home
  
• Improve your home
  
• Refinance your home
  
• Build your home
  
• Buy a car
  

We have some of the most competitive interest rates. Because rates change often, please check our Rates page for the most up-to-date information.

We’re happy to answer any questions you may have about borrowing. You can reach us by phone at 816-245-4203 from 9 a.m.-4:30 p.m., Monday through Friday.

Each loan carries specific requirements, so talk with a loan consultant to understand what’s required and what documents and information you’ll need to have.

Anyone can apply for a loan with First Federal. Each loan carries specific requirements, so talk with a loan consultant to understand what’s required.

No, you don’t need a bank account with First Federal to get a loan. However, we do offer rate deductions on unsecured home improvement loans and auto loans to reward our customers.

You can sign up for automatic loan payments, or you can use our online portals, depending on the type of loan you have. Click on the description below that describes your loan:

• Mortgage or HELOC
• Auto or Construction Loan
• Personal Loan
• Make a payment through online banking.

If you are unsure of where to make online payments for your loan, please reach out to our loan department at 816-245-4203, or contact us.

Yes, you can schedule a loan payment each month. It will automatically deduct the loan payment amount from your account monthly. Download our Automatic Loan Payment Authorization and follow the instructions.

Yes. You can log in to Online Banking to see when your next loan payment is due. Click here to enroll for Online Banking.

If you have a mortgage outside of Missouri or Kansas that is serviced by First Federal Bank, please call us at (816) 245-4203, 9 a.m. to 4:30 p.m. Mon.-Fri. for assistance.