Rates
We make it easy to find the best rates because we know you have better things to wrestle with.
Mortgage Rates
Compare today's rates on our rate board below. We commonly offer 15- and 30-year mortgage loans but speak to our mortgage lending advisors to see how we can help you customize a loan for you. Input your relevant information to get a customized rate.
- Payment amount must be paid on a monthly basis. Number of payments vary based on loan terms. 360 payments for 30-year term, 240 payments for 20-year term, 180 payments for 15-year term.
- Payment does not include taxes and insurance; actual payment obligation may vary, and may include city, county, or other additional fees and costs.
- Points are upfront fees typically paid to obtain a lower interest rate. One point equals one percent of the loan amount (for example, 1 point on a $100,000 mortgage would equal $1,000).
- All loans subject to approval; this is not a commitment to lend. Terms and conditions apply. Programs, rates, terms and conditions are subject to change without notice.
Deposit Rates
Rates accurate as of 12/26/2024 and subject to change without notice.
Certificates of Deposit
| Term of Deposit | Interest Rate | APY* | Min. Balance to Earn APY |
|---|---|---|---|
| 6-Month CD** | 2.00% | 2.01% | $1,000 |
| 12-Month CD | 2.00% | 2.02% | $1,000 |
| 18-Month CD | 2.00% | 2.02% | $1,000 |
| 24-Month CD | 2.00% | 2.02% | $1,000 |
| 30-Month CD | 2.00% | 2.02% | $1,000 |
| 36-Month CD | 3.21% | 3.25% | $1,000 |
| 48-Month CD | 3.06% | 3.10% | $1,000 |
| 60-Month CD | 2.97% | 3.00% | $1,000 |
*APY = Annual Percentage Yield. Rates are subject to change without notice. Penalty for early withdrawal.
**6-Month CD is not eligible for Individual Retirement Accounts (IRAs)
Premier Interest Checking
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $4,999.99 | 0.10% | 0.10% |
| $5,000 – $24,999.99 | 0.15% | 0.15% |
| $25,000 and over | 0.20% | 0.20% |
Requires a $25 deposit to open.
*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
Grow Savings Account
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $2499.99 | 5.13% | 5.25% |
| $2500.00 and over | 0.10% | 0.23 to 5.25% |
*APY = Annual percentage yield. Annual Percentage Yield (APY) is accurate as of 11/14/2024. First Tier: Account balances with $0 to $2499.99 will earn an interest rate of 5.13% and an APY of 5.25%. Second Tier: Account balances of $2,500.00 or more thereafter will earn an interest rate of 0.10% with an APY of 0.23% to 5.25%. GROW Savings Account requires an active consumer checking account. Rate and APY may change after account is opened. Fees may reduce earnings.
First Savings Plus
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $999.99 | 0.10% | 0.10% |
| $1,000 and over | 0.20% | 0.20% |
Requires a $50 deposit to open.
*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
**A $50 minimum balance is required to avoid $3.00 monthly maintenance service charge.
Premier Money Market
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $24,999.99 | 0.50% | 0.50% |
| $25,000 – $49,999.99 | 0.60% | 0.60% |
| $50,000 – $99,999.99 | 0.75% | 0.75% |
| $100,000 – $249,999.99 | 0.80% | 0.80% |
| $250,000 and over | 1.00% | 1.00% |
Requires a $2,500 deposit to open.
*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
**A $2,500 minimum balance is required to avoid $10.00 monthly maintenance service charge.
Money Market Savings
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $1,000 – $4,999.997 | 0.10% | 0.10% |
| $5,000 – $9,999.99 | 0.10% | 0.10% |
| $10,000 – $24,999.99 | 0.10% | 0.10% |
| $25,000 – $49,999.99 | 0.15% | 0.15% |
| $50,000 – $99,999.99 | 0.15% | 0.15% |
| $100,000 and over | 0.25% | 0.25% |
Requires a $1,000 deposit to open.
*APY = Annual Percentage Yield. Rate can change after account is opened. Fees can reduce earnings on the account.
7 - A $1,000 minimum balance is required to avoid maintenance service charge.
Statement Savings
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $999.99 | 0.10% | 0.10% |
| $1,000 and over | 0.15% | 0.15% |
Requires a $25 deposit to open.
*APY = Annual Percentage Yield. Rate can change after account is opened. Fees can reduce earnings on the account.
Minor Savings Account
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $999.99 | 0.10% | 0.10% |
| $1,000 and over | 0.15% | 0.15% |
Requires a $25 deposit to open.
*APY = Annual Percentage Yield. Rate can change after account is opened. Fees can reduce earnings on the account.
IRA Savings
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $999.99 | 0.20% | 0.20% |
| $1,000 and over | 0.20% | 0.20% |
Requires a $100 deposit to open.
*APY = Annual Percentage Yield. Rate can change after account is opened. IRS penalty for early withdrawal may apply.
*Fees may reduce earnings.
Business Interest Checking
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $9,999.995 | 0.05% | 0.05% |
| $10,000 and over | 0.10% | 0.10% |
*APY = Annual percentage yield. Rate can change after account is opened. Fees may reduce earnings in account.
5 - A $100 minimum opening deposit is required. To avoid the monthly service fee, a $2,000 minimum balance is required.
Business Statement Savings
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $999.99 | 0.10% | 0.10% |
| $1,000+ | 0.15% | 0.15% |
*APY = Annual percentage yield. Rate can change after account is opened. Fees may reduce earnings in account.
**A $200 minimum opening balance is required and a minimum of $200 thereafter to avoid a monthly service charge.
Business Money Market Savings
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $1,000 – $24,999.99 | 0.10% | 0.10% |
| $25,000 – $99,999.99 | 0.15% | 0.15% |
| $100,000 and over | 0.35% | 0.35% |
*APY = Annual percentage yield. Rate can change after account is opened. Fees may reduce earnings in account.
**A $2500 minimum opening balance is required and a minimum of $2500 thereafter to avoid a monthly service charge.