Hometown Heroes Loan Program

We have your back because you protect ours

Overview

We believe those who serve, protect and educate deserve to be celebrated for making our communities a better place to live and prosper. Our Hometown Heroes* mortgage loan program features discounts and flexibility to help your family find a peaceful retreat to call home. We have numerous financing options and the program is available in all 50 states, so you can choose a location that will best serve your family's future!

Rewards for you

• Flexible financing options - Conventional, VA, FHA and USDA eligibility
• Lower upfront fees - $500 credit at closing
• Discounted interest rate - 0.125% lower than First Federal Bank’s established rate
• Available in all 50 states

*Eligible borrowers must be currently employed as a firefighter, EMT, paramedic, nurse, teacher or law enforcement officer at the time of application and closing. Applies to purchases, refinances, and cash-out refinances of owner occupied primary residences. Subject to credit approval. Rates, terms, and conditions subject to change.