Contactless Chip Debit Card

First Federal Bank of Kansas City is now issuing contactless debit cards to assist with a touchless and faster checkout experience when tapped at contactless-enabled merchant terminals.

Look for the contactless indicator below on the front of your debit card to determine if it's capable of contactless payments.

Contactless cards use near-field communication (NFC) to allow the card to communicate with the payment terminal with just a tap. Each chip and contactless transaction is identified by a one-time unique code, further protecting your personal information.

No, you can continue to insert the chip or swipe your card.

Contactless-enabled cards will be issued to new customers at account opening and mailed to current cardholders prior to natural expiration.

Please visit a banking center or call our deposit operations team at 816-245-4225 to request a new card. A standard replacement fee may apply.

Yes, you can use your contactless chip debit card to purchase items in stores, restaurants, or wherever debit Mastercard® is accepted in the U.S and around the world. You also can use your debit card to withdraw cash without fees at any First Federal ATM, and any ATM in the nationwide MoneyPass network.

To tap to pay, look for the contactless symbol below on any payment terminal.

You can use your debit card to purchase online or by phone, but the contactless feature is only applicable to in-person transactions.

You may be required to enter your PIN at ATMs and unattended terminals, like fuel pumps or payment kiosks. A signature or PIN may be requested to complete higher-value transactions.

Yes, you still need to sign the back of your card.

As always, it’s important to report a lost or stolen card or any suspicious transactions immediately by calling (833) 305-5910. Keep a record of the phone number on the back of your card and call if necessary.

With contactless technology, a one-time security code is sent from your card to the payment terminal to identify and authenticate each transaction. Your personal information, like name and billing address, are not recorded by the payment terminal, reducing the chance of identity theft or fraudulent purchases.

All debit cards that First Federal issues come with zero liability protection so you are not held liable for unauthorized transactions if a card is stolen, lost or fraudulently used at a merchant or online. As always, it’s important to promptly report a lost or stolen card or any suspicious transactions by calling (833) 305-5910. See the applicable agreement for your account on liability and reporting requirements for authorized transactions.